Cash vs. Fixed Income

Investors commonly ask, "Why should I invest in an active fixed income fund with a 5.5% yield when I can opt for a money market fund offering nearly the same yield with no risk?" Given that short-term yields are at their highest in years, cash has become a formidable...

Five Insights for the Second Half of 2024

Entering the second half of the year, it is crucial for long-term investors to keep in mind the significant events that have influenced the markets. Despite persistent economic uncertainties, the stock market has seen a robust rally, fueled by the anticipation of the...

What the Fed’s Outlook Means for the Bond Market

The trajectory of interest rates has been unpredictable in recent years, influenced by factors such as inflation, economic growth, and Federal Reserve policies. For example, the 10-year U.S. Treasury yield surged from 3.8% at the close of the previous year to a peak...

How Technological Innovations Impact the Stock Market

Investors and financial media often concentrate on macroeconomic issues like inflation, labor markets, and Federal Reserve policies. Although these are significant, historical data indicates that technological innovation and productivity improvements drive long-term...

What Dow 40,000 Means for Consumer Net Worth

Recently, the Dow Jones Industrial Average hit the 40,000 mark for the first time, signaling a market recovery from an earlier 5% dip this year. Despite challenges such as inflation, elevated interest rates, and concerns over growth, the broader market has notched 23...

Why Cash Is Not a Long-Term Investment

During periods of market volatility, investors frequently turn to cash as a safe haven. This trend has persisted in recent years, with market fluctuations driven by the pandemic, geopolitical tensions, Federal Reserve rate increases, inflation, political stalemate in...

How Oil Prices Impact Inflation, the Fed and Markets

The stock market has grown increasingly volatile, with the S&P 500 seeing its first 5% pullback of the year. Factors such as the potential postponement of the Federal Reserve's initial rate cut, downturns in technology and artificial intelligence stocks, and...