How Behavioral Science Helps Avoid Financial Traps
Behavioral finance has shown that our emotional and psychological tendencies often lead to suboptimal investment decisions. Understanding these inherent biases is crucial as we navigate the financial markets, particularly following the substantial gains across...
2025 Investment Landscape: Finding Balance in an Ever-Changing Market
As we reflect on 2024, the wisdom of the 19th century author Balzac rings true: "our worst misfortunes never happen, and most miseries lie in anticipation." Despite widespread fears of economic downturns, market corrections, and electoral uncertainty, many predicted...
Three Reasons Investors Can Be Thankful This Holiday Season
As we approach the end of a remarkable year in financial markets, there are significant positive developments worth highlighting. Markets have shown remarkable resilience in 2024, delivering strong returns despite various challenges including monetary policy shifts,...
Understanding the Impact of America’s Growing Federal Debt
The federal debt has reached unprecedented levels, nearing $36 trillion according to Treasury data, sparking widespread discussion among market participants and economic experts. This represents a fourfold increase since the 2008 financial crisis, with continuous...
What the Trump Trade Means for Long-Term Investors
Financial markets have quickly turned their focus to policy implications, monetary decisions, and economic fundamentals following recent political developments. The market response has been notably positive, with major indices posting significant gains and digital...
Why Interest Rates Are Defying Expectations
Interest rates have been going up lately, even though the Federal Reserve (the Fed) has been lowering them. This might seem confusing, but it's happening because the economy is doing well and people are thinking about how the upcoming election might affect prices....
Trump vs. Harris: How the Upcoming Election Impacts Financial Plans
With just days to go until the presidential election on November 5, polls suggest it will be a close race between former President Donald Trump and Vice President Kamala Harris. Both candidates are campaigning hard in swing states, and investors may be worried about...
How Retirees Can Navigate Cost of Living Challenges
For those in or approaching retirement age, there is nothing more important than building a portfolio that can support a long, fulfilling retirement. Given the difficult inflationary conditions of the past few years, the risk that worries most retirees continues to be...
What the Gold Rally Means for Investors
Although markets have performed well this year, some investors may be nervous about upcoming events such as the presidential election, the Fed’s next rate decision, and the state of the economy. Along with the uncertainty of the past few years, it’s no wonder that...
How Rising Oil Prices Affect Investors
Oil prices are a significant factor in the global economy, directly affecting gasoline prices and indirectly influencing the cost of goods and services. Additionally, oil prices have been a key determinant in shaping global market trends and inflation over recent...