Understanding Bond Opportunities in Today’s Rate Environment
The financial markets are experiencing significant interest rate movements as market participants process economic data, Federal Reserve decisions, and new policies from the Trump administration. Treasury yields have shown notable volatility, with the 10-year recently...
Understanding the Market Impact of the 2025 Presidential Transition
Markets are adjusting to the political landscape as President Trump begins his second term following the 2024 election. While the S&P index showed initial enthusiasm with a 5.3% gain including dividends after the November vote, markets have since retraced about...
How to Manage Market Volatility in Early 2025
Recent market activity has shown increased volatility, with the S&P 500 declining 4.3% from its December 6 peak while the 10-year Treasury yield has moved up from 4.15% to 4.76%. This shift reflects evolving market sentiment around several key factors including...
Three Financial New Year’s Resolutions for 2025
As we embark on a new year, it's crucial to consider our financial health alongside our personal well-being. Following two years of robust market performance and evolving economic conditions, now is an opportune time to evaluate and strengthen our financial...
How Behavioral Science Helps Avoid Financial Traps
Behavioral finance has shown that our emotional and psychological tendencies often lead to suboptimal investment decisions. Understanding these inherent biases is crucial as we navigate the financial markets, particularly following the substantial gains across...
2025 Investment Landscape: Finding Balance in an Ever-Changing Market
As we reflect on 2024, the wisdom of the 19th century author Balzac rings true: "our worst misfortunes never happen, and most miseries lie in anticipation." Despite widespread fears of economic downturns, market corrections, and electoral uncertainty, many predicted...
Three Reasons Investors Can Be Thankful This Holiday Season
As we approach the end of a remarkable year in financial markets, there are significant positive developments worth highlighting. Markets have shown remarkable resilience in 2024, delivering strong returns despite various challenges including monetary policy shifts,...
Understanding the Impact of America’s Growing Federal Debt
The federal debt has reached unprecedented levels, nearing $36 trillion according to Treasury data, sparking widespread discussion among market participants and economic experts. This represents a fourfold increase since the 2008 financial crisis, with continuous...
What the Trump Trade Means for Long-Term Investors
Financial markets have quickly turned their focus to policy implications, monetary decisions, and economic fundamentals following recent political developments. The market response has been notably positive, with major indices posting significant gains and digital...
Why Interest Rates Are Defying Expectations
Interest rates have been going up lately, even though the Federal Reserve (the Fed) has been lowering them. This might seem confusing, but it's happening because the economy is doing well and people are thinking about how the upcoming election might affect prices....